Making the decision to file bankruptcy is hard.  Here’s an overview of how the process works.

Reliable bankruptcy information is challenging to find.

Bankruptcy is one of the most difficult, ofttimes even traumatic, situation that can be faced in life. Often due to unexpected medical expenses, changes in employment or other unforeseen circumstances, bankruptcy is a last-ditch alternative for persons who face insurmountable debt, foreclosure and other harsh financial challenges.

Bankruptcy is an miserable event that can happen to anybody - from the young entrepreneur to the most experienced businessman. Since the economic landscape is ever changing, as is the stock market, thousands of persons can’t say they live in complete security any more.

She was beautiful.

One look and that’s all she wrote.

I wanted her and nothing was going to stop me.

I was determined.

Her body glistened in the sun. Her looks could kill.

She was every young man’s dream…

Of course I’m referring to the used, red, Mazda Miata I tried so desperately to finance shortly after my bankruptcy.

She captured my heart…and that was the problem. Common sense went out the window and I began making choices based on wants rather than needs.

It didn’t matter who financed that car for me or at what interest rate—I just wanted it.

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