Apr 17

Dubai Driving - The Rules of the Road

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Driving in Dubai can be a challenge and may initially be intimidating. Dubai is home to approximately 180 different nationalities, all of whom come with their own driving abilities and habits.  With some experience behind the wheel in Dubai, coupled with basic knowledge of local driving regulations, expats should soon feel comfortable taking to the roads.

Driving in Dubai can be a challenge and may initially be intimidating. Dubai is home to approximately 180 different nationalities, all of whom come with their own driving abilities and habits. Those arriving from Western countries may find the roads chaotic, while those from Asian nations or Arab states may find the driving organized. With some experience behind the wheel in Dubai, coupled with basic knowledge of local driving regulations, expats should soon feel comfortable taking to the roads.

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Mar 16

A Phone Call Can Increase Your Credit Score

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Credit limits have a great effect on your credit scores. The system of Revolving Utilization comes into effect here. Let me explain how your credit limit can alter your credit score. Assume that you have 10 credit cards with a limit of $500 each. Your total credit limit comes out to be $5000. Incase you have already used $ 2500 out of your limit, and then you just have 50 percent of your limit available for you. Now lenders and credit score agencies will evaluate your score on the basis of the ratio between your total limit and the available amount. In such a case you can just pick a phone and call the credit bureaus requesting them from an increase in your credit limits, which is not a big deal for them. If they increase your limits to double, the available balance for you comes out to be $5000 again. You can simply reduce the credit to available balance ratio from 50 % to 33 %. More over calling these agencies is also free as they have toll free numbers. So you have just increased your credit score but just making few free calls. Not a bad deal.

This is a preview of A Phone Call Can Increase Your Credit Score. Read the full post (474 words, estimated 1:54 mins reading time)

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